Victory Insurance

Your Trusted Insurance Agents, Making Employee Benefits Strategic and Simple

A middle-aged couple standing outdoors in a lush green area with trees, smiling at the camera. The woman wears glasses, a navy blue cardigan over a patterned dress, and brown sandals. The man wears glasses, a blue checkered shirt, dark blue pants, and light brown shoes.

Who We Are

Victory Insurance is a family owned business founded in 2008 by KC Foster. His experience runs deep as he has been in the industry and providing valuable service to MN businesses for 48 years. He was joined by Wendy in 2002, who plays a key role in managing client relationships and overseeing the agency’s daily operations. In 2025 his son, Caleb, joined the team committed to carrying on his father’s legacy. We are independent Insurance Agents specializing in Employee Benefits — offering our expertise in Health, Life, Disability, Dental, Vision, and now PFML beginning in 2026.

We are strongly committed to serving Minnesota business owners honestly and fairly. We understand that when it comes to insurance plans, it’s not one size fits all. That’s why Victory Insurance is associated with all of the major carriers in MN and are experts in plan designs that meet the needs of your business and your employees.

What We Do

At Victory Insurance, our responsibilities go well beyond managing renewals and quoting. Our goal is to make employee benefits simple, strategic, and stress-free — giving you confidence that every option has been thoroughly evaluated and aligned with your company’s needs.

We take a hands-on, consultative approach, helping employers design benefit programs that attract and retain talent, stay compliant, and manage long-term costs. From discovery meetings and benchmarking to compliance guidance and employee engagement, we act as an extension of your HR and leadership team.

Our work doesn’t end when your plan goes live, that’s just the beginning. We provide ongoing support throughout the year, including renewal strategy meetings, claims resolution, employee education, and we’re always ready to field your questions as they come up.

We deliver clarity, strategy, and peace of mind — so you can focus on running your business while we focus on protecting it.

“We have a company with well over 100 employees and KC Foster and his team work very hard to keep our rates competitive. We’ve been very satisfied with the rates we’ve been getting and the service has been exceptional. I would highly recommend KC and his son Caleb for all your insurance needs.”

—Beaudry Oil and Propane