What To Expect When You Work With Us
This sets the stage for the rest of our working relationship — We want to understand your needs!
We’ll discuss current employee benefits, your goals, budget, compliance needs, and employee priorities. We’ll also obtain a census and begin to strategize your path forward.
Discovery and Needs Assessment
Benchmarking and Compliance Review
We know the industry and we know the products. We’ll compare current benefits against industry standards and help identify gaps in state or federal regulations.
Whether you decide to work with us or not, we’re happy to help provide an analysis of the strengths and weaknesses of your current benefit packages.
Analysis, Funding Strategy, and Plan Design
We’ll gather census and plan data, review demographics, utilization, and costs, and advise on employer/employee contribution splits — including HSA, FSA, level-funded, or self-funded options where applicable. From there, we’ll obtain quotes from multiple carriers, evaluate networks, benefits, and cost structures, and develop tailored plan designs based on your company’s unique needs.
The insurance industry is complex — this is where we make it easy. We’ll meet with you to present customized options, highlight pros and cons, and recommend best-fit solutions. Ideally, you’ll have several options to choose from and we’ll help you make an informed decision.
Strategy Recommendations
Implementation and Employee Support
Once you’ve made your decision, we’ll get things set up with your carrier(s) and ensure a smooth transition. We provide guidance and resources to help employees understand their benefits and we can offer an employee meeting if needed.
Our work doesn’t end when your plan goes live, we are here for you all year. We provide ongoing guidance and assistance throughout the year to ensure your benefits program runs smoothly. From monitoring plan performance and addressing questions to providing compliance updates and preparing for renewals, we stay proactive so you don’t have to.
Year Round Services
Testimonial
“I recommend Victory Insurance. They have been handling my life insurance and our corporate life & health insurance for many, many years. We have a company with well over 100 employees and KC Foster and his team work very hard to keep our rates competitive. He’s consistently working with underwriters at the insurance companies and getting the best deals for us. We’ve been very satisfied with the rates we’ve been getting and the service has been exceptional. A while back I got quite a bit of life insurance to cover our estate needs and KC shopped the rates and found us some incredible deals. Life insurance programs that no one else is even offering. I would highly recommend KC and his son Caleb for all your insurance needs.”
Ken Beaudry
CEO of Beaudry Oil & Propane